Terms of Service

Effective Date: April 15, 2026

Welcome to Rock Field Capital LLC. By accessing our website or applying for our loan products, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and Rock Field Capital LLC.

2. Eligibility

To be eligible for our loan products, you must:

• Be at least 18 years of age
• Be a U.S. citizen or legal resident
• Have a valid Social Security number
• Meet minimum income and credit requirements
• Not be currently bankrupt or have outstanding judgments

3. Loan Products and Services

Rock Field Capital LLC offers various loan products including but not limited to:

• Personal loans
• Business loans
• Real estate loans
• Specialty financing

All loans are subject to approval based on creditworthiness, income verification, and other eligibility criteria.

4. Application Process

By submitting a loan application, you authorize us to:

• Verify your identity and personal information
• Obtain credit reports from consumer reporting agencies
• Verify employment and income information
• Share information with third-party lenders as needed

5. Fees and Charges

Certain loan products may include application fees, origination fees, or other charges. All fees will be disclosed to you before you finalize any loan agreement. Please review your loan agreement carefully for complete fee information.

6. Interest Rates and APR

Interest rates and Annual Percentage Rates (APR) vary based on creditworthiness, loan amount, term length, and market conditions. The exact rate you receive will be disclosed upon loan approval.

7. Repayment Terms

By accepting a loan, you agree to make timely payments according to the loan agreement. Failure to make payments may result in:

• Late fees and penalties
• Negative impact on your credit score
• Collection efforts
• Legal action if necessary

8. Prepayment

You may prepay your loan in full or in part at any time without penalty, unless otherwise stated in your loan agreement.

9. User Responsibilities

When using our website, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Not engage in any illegal or unauthorized activity
• Not attempt to gain unauthorized access to our systems

10. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Rock Field Capital LLC and is protected by U.S. copyright and trademark laws.

11. Limitation of Liability

Rock Field Capital LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of this website or our loan services.

12. Indemnification

You agree to indemnify and hold harmless Rock Field Capital LLC from any claims, damages, losses, or expenses arising from your violation of these Terms or your use of this website.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Louisiana, without regard to its conflict of law provisions.

14. Dispute Resolution

Any disputes arising from these Terms or your loan agreement will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Your continued use of our website after any modifications indicates your acceptance of the updated Terms.

16. Equal Housing Opportunity

Rock Field Capital LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, national origin, religion, sex, marital status, age, or handicap.

17. Contact Information

If you have questions about these Terms, please contact us:

These Terms of Service are provided for informational purposes and do not constitute legal advice. Please consult with a qualified attorney for legal advice specific to your situation.