Frequently Asked Questions

Find answers to the most common questions about our loan programs.

General

We offer a full US-standard catalog including personal loans, mortgages (Conventional, FHA, VA, USDA, Jumbo), home equity products, SBA and business loans, commercial real estate financing, equipment financing, invoice financing, and bridge or construction loans.

Most applications are reviewed within 1-5 business days. Business loans may take 5-10 business days.

Requirements vary by loan type. We work with all credit levels. Personal loans typically require 600+, business loans 650+.

Loan amounts range from $1,000 to $50,000,000 depending on loan type and qualification.

Personal Loans

Personal loans can be used for debt consolidation, home improvements, medical expenses, or any personal expense.

Personal loans typically range from 12 to 84 months depending on amount and creditworthiness.

Business Loans

Required documents include business tax returns (2+ years), bank statements (6+ months), financial statements, and a business plan.

Business loans can be funded within 2-7 business days after approval.

Real Estate

We finance office buildings, retail spaces, multifamily (5+ units), industrial, and mixed-use properties.

Our commercial real estate loans start at $100,000.

Application

You can apply online through our secure application form, or call our office at +1 (504) 435-2451.

No, there is no application fee to apply. We only charge fees upon successful funding.

Still Have Questions?

Our team is ready to help you with any questions about our loan programs.

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